Loya Mortgage Team
Neighborhood Loans
Company NMLS #222982
Power lies in the network; progress lives in the community.
As a global network of Hispanic real estate investors, NAHREIA is built on the belief that collaboration is the ultimate catalyst for personal and professional transformation.
Building the Future of Real Estate Together
We bridge the gap between ambition and achievement for thousands of rehabbers, wholesalers, agents, and lenders. By fostering a community rooted in education and shared resources, we provide the platform for you to connect, stay inspired, and build lasting generational wealth through real estate.
Register for the FREE Virtual Meeting
Thursday, February 19th @6:00 PM
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Power lies in the network; progress lives in the community.
Building Wealth Through Community Our philosophy is built on the belief that the greatest returns come from investing in yourself and your circle. We prioritize local expertise, connecting you with the specific resources and leadership needed to navigate the real estate market.
Our ultimate purpose? To help you secure the freedom of choice that comes with true financial independence. We don't just facilitate transactions; we build wealth and legacies alongside our community. Because while individual effort is good, collective power is unstoppable.
NAHREIA Leaders
Juan Loya — Area Manager | Investor | Real Estate Professional
Juan Loya is a seasoned mortgage and finance professional with over 30 years of industry experience helping clients navigate financing, investment property purchases, and renovation lending. He currently serves as Area Manager at Neighborhood Loans, where he leads a team dedicated to creative financing solutions for both homeowners and real estate investors.
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Juan is a seasoned real estate investor with a proven track record of acquiring, rehabbing, and successfully exiting or retaining over 50 properties. With a deep focus on strategic acquisitions and high-value home renovations, he has built a specialized portfolio of 20 monthly recurring revenue (MRR) properties.
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His extensive experience provides him with unique, firsthand insight into the complexities of scaling real estate holdings, optimizing consistent cash flow, and driving sustainable wealth generation through high-performing rental assets.
NAHREIA Leaders
Rafael Ramirez — Senior Mortgage Loan Officer | Bilingual Real Estate Finance Expert
Rafael Ramirez brings 24 years of lending experience to NAHREIA team. As a Senior Mortgage Loan Officer, Rafael has helped hundreds of clients achieve homeownership and investment goals.
Rafael is bilingual in English and Spanish and is known throughout the community for his professionalism, strong customer service, and deep understanding of mortgage and investment financing. He holds a bachelor’s degree in business administration and marketing and is a certified mortgage planner.
Rafael’s passion is helping people achieve their financial goals through smart financing — especially Hispanic investors seeking to create passive income and generational wealth through property ownership.
NAHREIA Leaders
Michelle Velasquez — Founder Virtuous Wealth Building | Bilingual Real Estate Investor and Financial Coach
Michelle Velasquez, founder of Virtuous Wealth Building, is a real estate investor and financial coach with over 13 years of experience owning and managing single-family and multi-family properties. She operates multiple short- and mid-term rentals on platforms like Airbnb, VRBO, and Booking, giving her hands-on insight into cash flow and portfolio growth.
Raised in a construction family and married to a general contractor and building analyst, Michelle renovates and flips homes alongside her husband through their family business, Green Building Partners, Inc., while intentionally building generational wealth.
Through her signature Money Mapping process, Michelle helps people understand their money, reduce financial stress, and create simple, realistic plans for goals like buying a first home, growing income, or investing in real estate.
NAHREIA Leaders
Martha Washington | Financial Strategist | Bilingual Tax Strategist for Business and Individuals
Martha is a partner at IL Tax Pros, LLC.
IL Tax Pros, LLC, we are more than just a tax firm—we are your dedicated financial partners, committed to helping individuals and businesses achieve financial success. Located in Aurora, IL, we bring 36 years of combined experience in bookkeeping, income tax preparation, and IRS audit support to the table.
For over a decade, we have served individuals, entrepreneurs, and small businesses throughout the Aurora area, providing expert guidance, accuracy, and peace of mind in navigating tax laws and financial management. Our commitment to professional excellence has earned us a strong reputation for integrity, reliability, and results-driven service.
